Canada's Top Travel Rewards Credit Cards for 2019

Welcome to Rewards Canada's eleventh yearly Canada's Top Travel Rewards Credit Cards include. 

These are Canada's unique, most foreseen, exceptionally respected, regularly imitated and copied travel rewards Mastercard rankings! 

This previous year saw less changes to the rankings as we saw from 2017 to 2018. Generally in our market the significant news for the year was all the more No Foreign Transaction Fee cards being brought into our market and two of those cards advance into the 2019 rankings. This year we proceed without an inn card class since there are just two such cards for Canadians however both of those cards do make into our top card choices. 

Related: No Foreign Transaction Fee Credit Cards for Canadians 

Obviously the primary positioning is the general best card class! This is the fourth year of naming a general victor and as all of you realize we feel it is hard to give one card a title of the best card in Canada yet the classification is so generally welcomed it is a pillar! Truth be told for 2019 the main 5 generally cards don't change at all from 2018 in spite of some new and refreshed card contributions. 

Three of the five sub classes do see some slight changes. The Top Travel Points Credit Card classification sees the recently presented Scotiabank Passport Visa Infinite assume control over the lead position from its brethren the Scotiabank Gold American Express Card. In spite of the fact that the Gold Amex has marginally preferable procuring over the Visa Infinite card the last's No Foreign Transaction charges, business class relax access and acknowledgment rate propel it to initially put. The other huge expansion is HSBC's new World Elite Mastercard offering that is available to all Canadians (instead of just their financial customers) and it makes a big appearance in the fourth spot in our Hybrid class. We additionally observe the CIBC Aventura Visa Infinite Card move from fifth to fourth in the Travel Points Credit Card classification because of its ongoing advantages update and even the no expense form of the Aventura card hops into our rankings this year. 

Related: CIBC Aventura Card upgrades going ahead October 15 - Priority Pass with parlor visits, NEXUS credit and the sky is the limit from there 

What is the best card? For the second year straight the main card in Canada is the American Express Cobalt Card. Why? Well it has the too solid gain of 5x Points on Eats and Drinks, a balanced protection bundle and an incredible sign up reward. Also the way that it is a cross breed card which gives you the best alternatives and most adaptability while recovering for movement. Need to book a journey and use focuses? You can do that with the Cobalt Card. Need to change over to inn programs for inn stays or further transformation to aircraft programs? You can do that with the Cobalt Card. Take a gander at it along these lines, the 5x indicates is equivalent 5% for any movement booking or they are worth 6 Marriott Bonvoy focuses which we esteem at no under 1 penny for each point (so 6 pennies back) and those can be additionally changed over to Aeroplan, British Airways and a lot more carrier programs. The potential reward with the last choice is 2 to 2.5 miles for each dollar spent on the card in eats and beverages class. Talking from individual experience, my better half and I each have our own Cobalt card and have piled on more than 400,000 points in around 14 months or, with about portion of those being exchanged to Marriott. The incentive to us? Around $5,000 to $6,000! Needn't bother with the regular customer or incessant visitor choice or shop at spots that don't take Amex? You're best wagers are the WestJet RBC World Elite Mastercard (read Why my better half and I each snatched our own WestJet RBC World Elite Mastercards) the Scotiabank Passport Visa Infinite Card or the RBC Visa Infinite Avion cards. More or less, there are cards that certainly emerge over the rest and for some of you these may not be the best choice so we encourage you to take a gander at our breakdown of top cards in the five noteworthy classes we created to see which one is best for you. What class is directly for you? Look at Rewards Canada's Guide to picking a movement rewards Mastercard to control you the correct way. For the individuals who might ponder what we use in the Rewards Canada family, we really utilize the best four generally speaking cards consistently and they have demonstrated to be genuine victors for us. 

How would we think of our picks for the best cards? We take a gander at different elements including cost of possession, rate of return, the related dedication program (co-brand), simplicity of reclamation, associations, issuing bank, individual experience and advantages. At that point include about 18 years of research, responding to many email inquiries from perusers, remarks from our perusers in addition to the outlines and articles we distribute gives us the best understanding into the advantages and disadvantages of each card. As dependably this has permitted Rewards Canada to shape an assessment with respect to which ones are the best. The truth is out, everything comes down to assessment. The top cards recorded here, are as we would see it, the best cards for movement compensates in Canada. Do individuals concur? Some indeed, some no. Do we make some Visa backers distraught? Truly. Glad? Definitely. 

As we have worried before, picking a card is a troublesome choice dependent on numerous components including yet not restricted to rewards offered, benefits offered, cost and the issuing bank. We trust that with this eleventh yearly positioning, we will help manage shoppers to finding the correct charge card for them. 

What makes Rewards Canada's rankings unique in relation to the rest? At Rewards Canada, we are profoundly settled in the faithfulness business, not simply Visas, so we consider for the rankings where it is appropriate. Most different rankings on the Internet just take a gander at the charge card itself and not the related dedication program or accomplices, shrouded traps of the projects and more or they just rundown cards they win commissions on. For instance, in the Airline Cards classification we consider what urban areas the carriers or potentially their accomplices serve in Canada and Worldwide, regardless of whether you can reclaim for premium class travel, what the recovery accessibility resembles with their regular customer program, etc. For Coalition Cards we take a gander at what number of accomplices are in the program, what you can utilize those focuses or miles for and so forth. This is the reason the Rewards Canada rankings are the most respected in Canada with the media, steadfastness projects and charge card guarantors. 

There are more than 70 travel reward charge cards accessible to Canadians! Some are carrier just cards that put miles straightforwardly into your aircraft long standing customer accounts. Some are alliance cards the have a place with bigger projects like Aeroplan, AIR MILES and More Rewards. Some are crossover cards where you gather indicates that can be utilized book travel through the Mastercard or put the focuses into a long standing customer/visitor account. Some are travel focuses cards, where the focuses are recovered for movement through the Visa organization's restrictive prizes program while a modest number are lodging just cards that put the focuses straightforwardly into your regular visitor program accounts. 

It is from these varieties of cards that we have proceed with six classes of cards in Canada's Top Travel Rewards Credit Cards for 2019. 

1. Top Travel Rewards Cards Overall 

2. Top Travel Points Credit Cards (with yearly charge) 

3. Top No Fee Travel Rewards Credit Cards 

4. Top Hybrid Travel Credit/Charge Cards (with yearly expense) 

5. Top Airline Credit/Charge Cards 

6. Top Coalition Program Credit Cards